BLUEPRINT

Advertiser Disclosure

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full advertiser disclosure policy.

If you’re a frequent flyer, grabbing a co-branded credit card may be an appealing option. Such cards offer a variety of benefits, including free checked bags, priority boarding and even airport lounge access. Getting an airline credit card can make even more sense when there are elevated welcome offers, since these increased bonuses only come around every so often. Now, United flyers are in luck, as Chase’s co-branded family of United credit cards are launching limited-time elevated offers, even on the no-annual-fee card. Let’s take a look. 

New welcome offers on co-branded United credit cards

There are four different United credit cards featuring new offers. These run the gamut and include the top-tier version, which gives you a United Club lounge membership. 

These elevated offers represent a 10,000-mile bump for each card, which is especially significant on those lower-tier cards. Note that all of these offers end on January 24, 2024. They’re also subject to Chase’s 5/24 rule, which means that if you have opened five or more new credit cards within the last 24 months, Chase will not approve you for another card. 

Before applying for a new card, you’ll also want to be aware that the fees and benefits vary pretty dramatically. For example, the United Gateway Card doesn’t charge an annual fee but also provides limited perks, including 25% back on inflight purchases. 

However, the high-end United Club Infinite Card, which charges a $525 annual fee, also includes two free checked bags, a United Club membership, a credit of up to $100 to reimburse Global Entry, TSA PreCheck or NEXUS, plus IHG elite status and more. 

Although these increased benefits are nice, if you’re not a frequent flyer, they may be a little overkill for your needs. Be sure to do the math before applying to see what card makes sense for you. 

United MileagePlus miles can get you far

Although United doesn’t maintain a formal award chart anymore, it’s still simple to find award flights for under 10,000 miles each way. 

While you can choose to redeem your miles for domestic flights — and may absolutely choose to, especially when cash rates are high — you can also get great value from redeeming your flights for overseas flights. 

For example, here’s a one-way flight from New York (EWR) to Dublin (DUB) in April 2024. A cash ticket could cost you $706 in economy. 

However, that same flight could run just 26,900 miles, as you can see below.

Depending on which card you acquire, you can conceivably get thousands of dollars of value out of your welcome offer. 

Final verdict 

Chase’s co-branded United credit cards are offering elevated welcome bonuses until January 24, 2024. If you’ve been sitting on the fence when it comes to applying, now’s the time. Just be sure to do your research first to figure out which card best suits your needs. 

*The information for the United Club℠ Infinite Card, United Gateway℠ Card, United Quest℠ Card and United℠ Explorer Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy. The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Carissa Rawson is a credit cards and award travel expert with nearly a decade of experience. You can find her work in a variety of publications, including Forbes Advisor, Business Insider, The Points Guy, Investopedia, and more. When she's not writing or editing, you can find her in your nearest airport lounge sipping a coffee before her next flight.

Glen Luke Flanagan is a deputy editor on the USA TODAY Blueprint credit cards team. Prior to joining Blueprint, he served as a deputy editor on the credit cards team at Forbes Advisor, and covered credit cards, credit scoring and related topics as a senior writer at LendingTree. He’s passionate about helping people understand personal finance so they can make the best decisions possible for their wallet. Glen holds a master's degree in technical and professional communication from East Carolina University and a bachelor's degree in journalism from Radford University.

Robin Saks Frankel is a credit cards lead editor at USA TODAY Blueprint. Previously, she was a credit cards and personal finance deputy editor for Forbes Advisor. She has also covered credit cards and related content for other national web publications including NerdWallet, Bankrate and HerMoney. She's been featured as a personal finance expert in outlets including CNBC, Business Insider, CBS Marketplace, NASDAQ's Trade Talks and has appeared on or contributed to The New York Times, Fox News, CBS Radio, ABC Radio, NPR, International Business Times and NBC, ABC and CBS TV affiliates nationwide. She holds an M.S. in Business and Economics Journalism from Boston University. Follow her on Twitter at @robinsaks.