Bilt Card offers elevated rewards for Black Friday and Cyber Monday
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BLUEPRINT
Updated 3:46 p.m. UTC Nov. 28, 2023
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If you’re a travel lover with holiday shopping to do, buckle up, because the Bilt World Elite Mastercard® has a deal that will put the cheer of the season into your heart.
Normally, the card earns at the following rates: 1 point per $1 on rent payments without a transaction fee (on up to 100,000 points each year), 2 points per $1 on travel (when booked through the Bilt Travel Portal or directly with an airline, hotel, car rental or cruise company), 3 points per $1 on dining and 1 point per $1 on other purchases. At least five transactions must be made per statement period to earn these rewards.
However, from Nov. 23, 2023 through Nov. 27, 2023, all non-rent spending that would normally earn 1 point per $1 spent will earn double rewards — 2 points per $1 spent. Bonus earnings are capped at $20,000 spent and cardholders must make five transactions in a statement period to earn points.
This is in addition to the regularly scheduled Bilt Rent Day, which occurs on the first of every month, where cardholders earn double rewards on all non-rent purchases up to 10,000 points.
Last but not least, Bilt is offering elevated rewards through the Bilt Dining program from Nov. 24, 2023 through Dec. 1, 2023. Bilt Dining lets you earn extra points when you pay with an eligible card linked in your Bilt Wallet at participating restaurants. During the promotional period, you can get 10 points per $1 spent on top of the usual rewards you’d earn on restaurant purchases.
How to redeem Bilt points
Bilt points are a coveted travel rewards currency because they can be used to book travel through Bilt’s portal or transferred at a 1:1 rate to more than a dozen airline and hotel partners.
If redeemed through the portal, points are worth 1.25 cents each.
Transfer partners are as follows:
- Aer Lingus AerClub
- Air Canada Aeroplan
- Air France-KLM Flying Blue
- American Airlines AAdvantage
- British Airways Executive Club
- Cathay Pacific Asia Miles
- Emirates Skywards
- Hawaiian Airlines HawaiianMiles
- Iberia Plus
- IHG One Rewards
- Marriott Bonvoy
- Turkish Airlines Miles & Smiles
- United MileagePlus
- Virgin Atlantic Flying Club
- World of Hyatt
There are other redemption options, but using your points for travel will typically net you the best value. For example, if you use your rewards toward rent payments or as a statement credit against your card’s balance, they’re worth just 0.55 cents per point.
Want to learn more? Read our full guide to Bilt Rewards.
Paying rent with the Bilt Card
One of the key features of the Bilt Mastercard is that not only do you earn rewards on rent payments, but Bilt can help you avoid the convenience fee you’d normally incur to pay rent by credit card. Certain rental properties are already in the Bilt Rewards Alliance, making things easy — but even if your place isn’t, Bilt can send your landlord a check or set you up with routing and account numbers to pay through your landlord’s online portal.
Is the Bilt Card worth it?
Charging no annual fee and no foreign currency conversion fee, the Bilt Mastercard is one of the hottest travel credit cards on the market today. By comparison, the popular Chase Sapphire Preferred® Card earns similar rewards on some spending categories but charges a $95 annual fee.
However, the Bilt Card is probably not the card for you if you like to redeem your credit card rewards for cash deposited into a bank account. To get maximum value from your Bilt points, you’ll generally want to book travel through the Bilt portal in the mobile app or search for award travel deals with the partner airline and hotel loyalty programs.
If you prefer to keep things simple, consider a card from our selection of best cash-back credit cards instead.
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